A briefing paper prepared for the Council on Contemporary Families by Vanessa Delgado, Assistant Professor of Sociology, Washington State University
Today, the majority of American parents financially support their adult children. Estimates suggest that only a quarter of young adults are financially independent and rely on their parents for financial support well into their 30s. Parents and their adult children are more financially interconnected than ever before.
However, in immigrant families, financial support is reversed.
Studies suggest that young adults with immigrant parents are more likely to “give back” financially when compared to young adults with native-born parents, that is, parents who are born in the U.S. Adult children of immigrants feel a greater sense of obligation to support their parents and actively contribute to medical bills, rent or mortgage, household expenses, and even work-related costs. Notably, adult children of immigrants even “give back” when they no longer live in the parental home.
Existing research assumes children of immigrants’ financial contributions are uniform. But I find they’re not.
In a study published in Social Problems, I argue that parental immigration status shapes adult children of immigrants’ decisions to “give back” in immigrant families. I find that young adults with undocumented parents are more likely to give back financially than young adults with documented parents. I also find that the adult children of undocumented immigrants are more likely to give direct cash transfers, pay household bills, develop financial plans for homeownership and retirement, open credit cards on behalf of parents, take on debt, and worry about their parents’ financial futures.
There are several reasons why the adult children of undocumented immigrants feel more obligated to “give back.” First, undocumented immigrants are more likely to take on precarious jobs that pay very little and do not provide important benefits like healthcare, overtime, and sick leave. Second, undocumented immigrants are prohibited from accessing federal social services such as the Old-Age, Survivors, and Disability Insurance (i.e., Social Security) Program, Medicaid or Medicare, and Food Supplementary Programs (i.e., food stamps). Third, many banks and retirement insurance policies require a social security number to open an account. Fourth, undocumented immigrants are subject to deportation, which financially devastates families. The adult children of undocumented immigrants feel compelled to take on a greater financial role in the family because their undocumented parents experience significant barriers to economic security.
Overall, this study demonstrates that immigration status is a powerful axis of stratification among immigrant families. An undocumented immigration status transforms the needs of immigrant families, as it blocks pathways to upward mobility and positions adult children of immigrants to take on greater financial responsibilities. The imprint of parental undocumented status is likely to follow young adults throughout the life course as the absence of amnesty relief reaches almost four decades and their undocumented parents grow older without access to public safety nets.
For More Information, Please Contact:
Vanessa Delgado, Ph.D
Assistant Professor of Sociology
Washington State University
Email: vanessa.delgado@wsu.edu
Twitter: @VanessaD015
Links
Brief report: https://sites.utexas.edu/contemporaryfamilies/2024/09/19/immigrant-families-financial-support-brief-report/
About CCF
The Council on Contemporary Families, based at the University of Texas-Austin, is a nonprofit, nonpartisan organization of family researchers and practitioners that seeks to further a national understanding of how America’s families are changing and what is known about the strengths and weaknesses of different family forms and various family interventions For more information, contact Stephanie Coontz, Director of Research and Public Education, coontzs@msn.com.
September 19th, 2024